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Products & Services

Everything You Need to
Grow and Thrive.

Loans built for how Nigerians actually earn, savings plans for every goal, and the cards and POS hardware to run your business day to day. Explore the details below.

Micro & Group Loan Salary Advance Women Empowerment SME Loan Savings Cards POS
Loan Products

Financial Support Built for Your Goals

Four loan products, each designed for a different stage of your financial journey. Transparent flat rates, no hidden charges.

Market women whose AvisMoney group loans were approved
Loan

Avis Micro and Group Loan

Fast, flexible working capital for retail traders, artisans, and micro enterprises. Borrow as an individual or as part of a trusted group and keep your business stocked and selling.

  • Quick approval so you never miss a restocking opportunity
  • Individual or group lending options with shared guarantee
  • Repayment aligned to your daily and weekly cash flow
  • Build a credit history that unlocks higher limits over time
Amount₦30,000 to ₦500,000
Rate5% flat monthly
TenureUp to 4 months
Best forTraders & artisans
Apply for this loan →
Man celebrating an approved AvisMoney salary advance
Loan

Salary Advance and Personal Loan

An advance on your salary for life's planned and unplanned moments. Designed for salary earners with verifiable monthly income, with deduction handled at source for total peace of mind.

  • No traditional collateral, your salary is your guarantee
  • Instant disbursement once your details are verified
  • Automatic repayment by deduction at source
  • Covers rent, school fees, medical needs, and more
Amount₦50,000 to ₦1,000,000
Rate5% to 6% flat monthly
Tenure1 month
Best forSalary earners
Apply for this loan →
Woman entrepreneur supported by AvisMoney
Loan

Avis Women Empowerment Loan (A WEL)

A dedicated facility for women in business, trading, and income generating activities. A WEL is built to help women scale their enterprises with fair rates and supportive terms.

  • Preferential rates from 4% flat monthly
  • Longer tenure to match seasonal business cycles
  • Suited to traders, fashion, food, and service businesses
  • Grow alongside a community of women entrepreneurs
Amount₦30,000 to ₦1,000,000
Rate4% to 5% flat monthly
TenureUp to 6 months
Best forWomen in business
Apply for this loan →
Shop owner whose AvisMoney SME loan was approved
Loan

Avis SME Loan

Substantial working capital for market traders, small retailers, and registered SMEs ready to expand. Acquire equipment, build inventory, or fund growth without draining your reserves.

  • Higher limits for established and registered businesses
  • Finance equipment, inventory, and expansion projects
  • Structured repayment that protects your cash flow
  • Relationship management from application to disbursement
Amount₦100,000 to ₦10,000,000
Rate5% to 6% flat monthly
TenureUp to 4 months
Best forRegistered SMEs
Apply for this loan →
Savings Products

Start Saving. Start Growing.

Three savings vehicles designed to fit every goal, from daily flexibility to fixed returns and community pooling.

Women saving daily on the AvisMoney app
Savings

Daily Savings

Flexible savings with no lock-in. Put money aside as often as you like and withdraw whenever you need it, with no notice required. Perfect for building a steady habit.

  • Save daily, weekly, or whenever suits you
  • Withdraw anytime, with no notice period
  • Track your balance and history with ease
  • The simplest way to start your savings journey
MinimumStart small
AccessWithdraw anytime
Lock-inNone
Best forEveryday savers
Open a Daily Savings →
Couple planning their future with AvisMoney
Savings

Tenured Savings

Lock in your savings for a fixed period and earn competitive interest at maturity. Ideal for a planned goal, whether it is rent, school fees, a major purchase, or a safety cushion.

  • Competitive fixed returns paid at maturity
  • Choose a term that matches your goal
  • Encourages disciplined, goal based saving
  • Your funds work harder than in a regular account
Minimum₦50,000
ReturnsCompetitive, fixed
TermFixed period
Best forGoal savers
Start Tenured Savings →
Market women saving together with AvisMoney Ajo
Savings

Group Savings (Ajo)

The community rotating savings you already know, Ajo, Osusu, or Adashe, now managed securely by AvisMoney. Pool funds with people you trust and take turns receiving the lump sum.

  • Trusted, transparent record keeping for every member
  • Familiar Ajo, Osusu, and Adashe rotation
  • Secure handling of contributions and payouts
  • Build savings together as a community
StructureRotating pool
MembersTrusted group
ManagementSecure & tracked
Best forCommunities
Join a Group Savings →
Cards & Payments

Everyday Money Tools

Beyond credit and savings, AvisMoney puts the cards and payment hardware in your hands to spend, sell, and earn with confidence.

AvisMoney debit and prepaid card
Cards

Debit & Prepaid Cards

Spend, withdraw, and shop anywhere with an AvisMoney card linked directly to your wallet and savings. A simple, secure way to access your money in store and online.

  • Linked to your AvisMoney wallet and savings
  • Use at ATMs, POS terminals, and online
  • Debit and prepaid options to suit how you spend
  • Secure, with full control over your funds
TypeDebit & prepaid
UseIn store & online
Linked toWallet & savings
Best forEveryday spending
Request a card →
AvisMoney POS terminal
POS

POS Terminals

Accept card payments and earn commission on every transaction with a reliable AvisMoney POS terminal. Turn your shop or stall into a payment point and create a new income stream.

  • Accept debit and credit card payments instantly
  • Earn commission on every transaction you process
  • Reliable hardware with prompt settlement
  • Ideal for shops, stalls, and service businesses
AcceptsCard payments
EarnPer transaction
SettlementPrompt
Best forMerchants
Get a POS terminal →

Need further information?

If you would like more detail on any product, our team is ready to help. Reach us via WhatsApp, give us a call, or send us an email.

📞 +234 706 194 5497 ✉ hello@theavismoney.com