AvisMoney is a vibrant financial institution dedicated to serving the diverse needs of Micro, Small, and Medium Enterprises (MSMEs) across Nigeria.
Four loan products, each designed for a different stage of your financial journey.
For retail traders, artisans, and micro enterprises. ₦30,000 to ₦500,000, up to 4 months.
An advance on your salary with instant disbursement and deduction at source. ₦50,000 to ₦1,000,000.
For women in business, trading, and income generating activities. ₦30,000 to ₦1,000,000.
Working capital for market traders, small retailers, and registered SMEs. ₦100,000 to ₦10,000,000.
Three savings vehicles designed to fit every goal, from daily flexibility to fixed returns and community pooling.
Flexible savings with no lock-in. Withdraw whenever you need, no notice required.
Lock in ₦50,000+ for a fixed period and earn competitive interest at maturity.
Community rotating savings, Ajo, Osusu, Adashe, managed securely by AvisMoney.
Beyond credit and savings, AvisMoney puts the cards and payment hardware to run and grow your business right in your hands.
Estimate your repayment, then send your application in seconds. Our team responds within 48 hours.
Drag the slider or type any amount above.
Monthly Payment
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₦0*Indicative estimate using 6% flat monthly interest plus a one-off 4% management fee. Actual terms vary by product type and eligibility.
Register online, via WhatsApp, or at our Jabi, Abuja office. Quick and simple.
Browse loans and savings products and pick the one that fits your situation.
Submit with basic documents. Our team responds within 24 to 48 hours.
Funds disbursed promptly. Repay on schedule and unlock higher limits over time.
Real people serving real businesses. Our field officers and management work hand in hand with members across Nigeria.




Before AvisMoney, I'd lose sales because I couldn't stock up fast enough. The Avis Micro and Group Loan came through in days, I restocked, sold out in a week, and made back three times what I borrowed.
The Avis SME Loan made it possible to acquire a commercial freezer without wiping out my working capital. Professional and straightforward from application to disbursement.
My daughter's school fees were due and payday was two weeks away. The Salary Advance, no collateral, quick approval, repayment straight from my salary. Completely stress-free.
Founded in 2021, AvisMoney is a membership-based microfinance institution with a single mission, making financial access real for Nigerian MSMEs, traders, and salary earners.
Join thousands of Nigerian entrepreneurs and salary earners building better financial lives with AvisMoney.
Active AvisMoney members who are traders, artisans, women in business, registered SMEs, or salary earners can apply. Becoming a member is quick and can be started online.
Approved applications are typically disbursed within 24 to 48 hours of completing your documentation.
Most products require no traditional collateral. We assess business cash flow, salary, and membership standing instead.
Rates are flat monthly and vary by product. Exact terms are confirmed at approval. Use the calculator above for an indicative estimate.
Tap Join Us or Apply Now, complete the short form, and our team will guide you through membership and your first product.
+234 706 194 5497 · hello@theavismoney.com
Open Monday to Friday, 8am to 5pm.
Our mobile app is coming soon to iOS and Android.