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Nigeria's Premier MSME Financial Partner

Grow Your Business.
Fund Your Future.

AvisMoney is a vibrant financial institution dedicated to serving the diverse needs of Micro, Small, and Medium Enterprises (MSMEs) across Nigeria.

₦901.1MDisbursed
3%Default Rate
2021Founded
🇳🇬 Nigeria-Wide· 💰 ₦901.1M Disbursed· 📊 3% Default Rate· 🔓 No Collateral Options· ⚡ Fast Approvals· 🤝 MSME Focused· 🌟 Trusted Growth Partner· 🇳🇬 Nigeria-Wide· 💰 ₦901.1M Disbursed· 📊 3% Default Rate· 🔓 No Collateral Options· ⚡ Fast Approvals· 🤝 MSME Focused· 🌟 Trusted Growth Partner·
901.1M
Loans Disbursed
3%
Default Rate
2021
Founded
4+
Loan Products
Loan Products

Financial Support Built
for Your Goals

Four loan products, each designed for a different stage of your financial journey.

Savings Products

Start Saving. Start Growing.

Three savings vehicles designed to fit every goal, from daily flexibility to fixed returns and community pooling.

Cards & Payments

More Than Loans. Everyday Money Tools.

Beyond credit and savings, AvisMoney puts the cards and payment hardware to run and grow your business right in your hands.

Debit & Prepaid Cards

  • Linked directly to your wallet and savings
  • Spend, withdraw, and shop anywhere
  • Use at ATMs, POS terminals, and online

POS Terminals

  • Accept card payments instantly
  • Earn commission on every transaction
  • Reliable hardware with prompt settlement
Get Started

Calculate & Apply

Estimate your repayment, then send your application in seconds. Our team responds within 48 hours.

🧮
Loan CalculatorEstimate your monthly repayment
₦50,000₦20,000,000

Drag the slider or type any amount above.

Interest Rate6% monthly
Management Fee4% one-off

Monthly Payment

₦0

Management Fee

₦0

Total Interest

₦0

Total Repayment

₦0

*Indicative estimate using 6% flat monthly interest plus a one-off 4% management fee. Actual terms vary by product type and eligibility.

📝
Quick Loan ApplicationGet a response within 48 hours

Your application opens a pre-filled WhatsApp chat with our team, or call +234 706 194 5497.

How It Works

Four Steps to Financial Freedom

01

Become a Member

Register online, via WhatsApp, or at our Jabi, Abuja office. Quick and simple.

02

Choose Your Product

Browse loans and savings products and pick the one that fits your situation.

03

Apply & Get Approved

Submit with basic documents. Our team responds within 24 to 48 hours.

04

Grow Your Business

Funds disbursed promptly. Repay on schedule and unlock higher limits over time.

Our People

The Team Behind Your Growth

Real people serving real businesses. Our field officers and management work hand in hand with members across Nigeria.

AvisMoney field team
Our field team
AvisMoney COO with a client
COO with a client
AvisMoney staff at work
At work for you
AvisMoney staff with a happy customer
Serving our members
Success Stories

Real People. Real Growth.

Before AvisMoney, I'd lose sales because I couldn't stock up fast enough. The Avis Micro and Group Loan came through in days, I restocked, sold out in a week, and made back three times what I borrowed.

A

Adaeze O.

Fabric Trader, Wuse Market

₦250,000approved

The Avis SME Loan made it possible to acquire a commercial freezer without wiping out my working capital. Professional and straightforward from application to disbursement.

E

Emeka B.

Restaurant Owner, Garki

₦150,000approved

My daughter's school fees were due and payday was two weeks away. The Salary Advance, no collateral, quick approval, repayment straight from my salary. Completely stress-free.

F

Funmilayo A.

Civil Servant, Nigeria

About AvisMoney

Built for Nigeria's Hardworking MSMEs.

Founded in 2021, AvisMoney is a membership-based microfinance institution with a single mission, making financial access real for Nigerian MSMEs, traders, and salary earners.

  • ₦901.1M disbursed since founding with disciplined credit management
  • 3% default rate, the result of deep client relationships
  • 4 loans tailored to how Nigerians actually work and earn
  • Abuja headquarters, serving the nation's capital and beyond
Meet Our Leadership →

Your growth starts with one decision.

Join thousands of Nigerian entrepreneurs and salary earners building better financial lives with AvisMoney.

₦901.1M Disbursed 3% Default Rate Fast Approvals No Hidden Fees Nationwide Reach
FAQs

Questions, answered.

Who can apply for an AvisMoney loan?

Active AvisMoney members who are traders, artisans, women in business, registered SMEs, or salary earners can apply. Becoming a member is quick and can be started online.

How fast is disbursement?

Approved applications are typically disbursed within 24 to 48 hours of completing your documentation.

Do I need collateral?

Most products require no traditional collateral. We assess business cash flow, salary, and membership standing instead.

What are the interest rates?

Rates are flat monthly and vary by product. Exact terms are confirmed at approval. Use the calculator above for an indicative estimate.

How do I become a member?

Tap Join Us or Apply Now, complete the short form, and our team will guide you through membership and your first product.

Visit Us

Our Offices Across Nigeria

📍
Head Office, AbujaSuite A1-17, Plot 227, Zitel Plaza, POW Mafemi Crescent, Jabi, Abuja FCT
📍
Kano BranchNo. 19B Civic Center Road, Kano
📍
Lagos BranchLagos, Nigeria

+234 706 194 5497  ·  hello@theavismoney.com
Open Monday to Friday, 8am to 5pm.

Get the App

Our mobile app is coming soon to iOS and Android.

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💬 Sales & Enquiries 🎧 Customer Support